1st Liberty Financial

ACHIEVING A WORRY-FREE RETIREMENT,
Protecting Your Nest Egg

About J.R. Witt

J.R. WhittJ.R. Witt began his financial service career in 1976. He is the Principal of First Liberty Financial, an independent financial services and employee-benefits firm located in Germantown, Tennessee. Among his clients are seniors, business owners and executives, and other professionals and their families in the greater Memphis area. J.R.'s primary focus is on elder planning in general, and specifically, on retirement planning with particular emphasis on retirement income planning and tax efficient wealth transfer arrangements.

"My clients work hard for their money throughout their careers," says J.R. "Their money should work just as hard for them during their retirement years. Achieving a worry-free retirement requires careful planning and execution, and most people need the guidance of an experienced professional to make that happen. Helping my clients face the future with confidence is deeply rewarding, and I am always mindful that their success determines my success."

Active in the community, J.R. does charitable work for St. Jude and LeBonheur Children's Hospitals. In his leisure, he enjoys racquetball, freshwater and deep sea fishing, traveling, gourmet cooking and refereeing soccer games. Most of all, he enjoys spending time with his wife Carlyn and their children, Robbie and Lauren. The Witts make their home in Germantown, Tennessee.

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